We help you plan the confident and stress-free retirement you've been dreaming of
We help you plan the confident and stress-free retirement you've been dreaming of
Retire With A Plan,
Not Guesswork
We help you plan the confident and stress-free retirement you've been dreaming of by designing a tax, deaccumulation, and investment strategy centered around your retirement goals.
3 Easy Steps To Get Started
Step 1:
Complimentary
Intro Call
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A short, no-obligation call to understand your situation and what you want retirement to look like
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Clarity on whether Fee-for-Service Only Planning or Full-Service Wealth Planning is the right fit for you
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An overview of how our Retirement Readiness System will resolve your retirement anxieties
Step 2:
Retirement Gap, Opportunity, & Snapshot
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A review of your current retirement picture to identify key gaps, risks, and opportunities
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Ability to test drive how our modeling software will give you answers to core questions including: Do you have enough? What spending is sustainable? How to fund retirement income tax efficiently. What return is required - and what risk does that imply?
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A high-level retirement snapshot for clarity and direction - not a full retirement plan
Step 3:
Decision
Time
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Time to decide whether our Retirement Fee-For-Service Only Planning or Full-Service Wealth Planning is the right fit for your situation
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A clear understanding of what working together would involve
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Confidence that you've made the right decision
You did the hard part - decades of saving. Now get clear answers, and the confidence to spend.
55%
of Canadians heading into retirement don't have a plan for their money.
59%
of Canadians fear they'll
outlive their savings.
Source: CPP Investments 2025 Retirement Survey (Innovative Research Group, Aug–Sept 2025)
WHAT YOU'RE ASKING
WHAT YOU GET
1
​How much can I actually spend without running out?
Your safe spending number — how much you can spend for life, with room built in for travel, renovations, and the goals that matter to you.
2
What happens if the market drops right after I retire?
A plan tested against poor returns and poor timing of returns - so a bad market early in retirement doesn't sink you.
3
Which accounts do I draw from first to pay the least tax?
Tax-efficient withdrawals across your accounts - the right order to draw from to lower lifetime tax.
4
When should I start CPP and OAS?
A CPP/OAS start date - the timing the numbers actually support.
5
How do I plan for healthcare and long-term care?
A healthcare & long-term care plan - costs mapped before you need them.
NOT PREPARED TO TALK YET?
Grounded in people.
Focused on results.
Lionel & Jane Martens
As a young professional I entrusted my investments and future retirement goals to Shaun. Thirty years later I retired at 61. I credit Shaun and his team with the expert coaching and advice to help make that happen. I appreciate Shaun’s steady, interactive, informative and proactive approach. He stays on top of market conditions and trends and always provides clear and well-reasoned investment options and recommendations. We have navigated together the highs and lows of bull and bear markets. It’s been a great experience with Shaun and his excellent team.
Myron & Nesta Becker
Shaun Humphries has been our investment advisor since 1994. Over the last 30 years, we have formed a long-term relationship built on trust and friendship. There are several reasons why we have remained with Shaun and his staff at Assante, which include the following: education, providing a plan and keeping it updated, customized portfolio recommendations, and tax planning linked to portfolio strategies. Thank you for all of your assistance, Shaun and Staff!
Kurt & Pamela Martinson